Comparison of accounting products for Saudi businesses

Last updated: July 31, 2026

Author

Abdullah Altamimi

Editorial team

This comparison focuses on the accounting, VAT and e-invoicing workflows Saudi businesses need to assess. It uses current first-party product pages. Product setup, plan limits and FATOORA readiness should be confirmed with the vendor before purchase.

Quick comparison

Product	Saudi business fit	Key features	Pricing
Wafeq	Saudi-first accounting and ZATCA workflows	Phase 2 e-invoices, VAT, sales, purchases, expenses, reports, banks and branches	From SAR 99/month billed annually on the reviewed page
Daftra	All-in-one operations alongside accounting	Accounting, sales, compliant e-invoices, inventory, CRM, employees and operations	Public plans page; confirm package pricing with Daftra
Zoho Books	Published Saudi plan and e-invoicing options	VAT tracking, returns, audit reports, bank feeds, Phase 2 e-invoicing and inventory on higher plans	Free plan; Standard from SAR 60/month billed annually
Odoo	Configurable ERP with Saudi localization modules	Saudi accounting, ZATCA e-invoicing, POS compliance, bank sync and invoice recognition	Depends on edition, apps, users and implementation
QuickBooks Online	Core cloud bookkeeping for teams with an established QuickBooks workflow	Bank feeds, expense records, transaction search and reports	No Saudi price was located on Intuit's official pages reviewed

What we compared

The comparison checks Saudi localization, ZATCA e-invoicing, VAT workflows, accounting depth, inventory or operational coverage, public pricing and setup complexity.

Wafeq

Wafeq presents itself as accounting and ZATCA-compliant e-invoicing software for Saudi businesses. Its Saudi accounting page lists sales, purchases, expenses, VAT calculations, reports, bank connections and Phase 2 e-invoices. It also supports multiple organizations and branches under one account.

Key feature	Product detail
E-invoicing	Generates e-invoices with QR codes under ZATCA requirements and describes Phase 2 support.
Accounting	Tracks sales, expenses and taxes, with reports for business decisions.
Organization controls	Supports branches and multiple organizations in one account.

Pros and cons

Pros	Cons
Saudi-focused ZATCA and VAT workflows Published SAR pricing Branch and multi-organization support	Premium accounting starts at a higher plan Confirm bank and third-party integration coverage for your stack

Daftra

Daftra positions its cloud platform as an all-in-one system for finance, accounting, sales, compliant e-invoices, inventory, customer relations, employees and operations. Its Saudi e-invoicing pages state that its electronic invoices meet ZATCA Phase 2 requirements.

Key feature	Product detail
Operations suite	Combines accounting with sales, inventory, CRM, employees and operations.
E-invoicing	Its Saudi e-invoicing page describes support for ZATCA electronic invoice requirements and QR code workflows.
Configurable plans	The plans page lists modules, price lists and custom feature or development requests.

Pros and cons

Pros	Cons
Broad accounting and operations coverage Saudi electronic invoicing focus Useful where POS, inventory and CRM matter	Broad scope can mean a larger setup project Final package price needs confirmation

Zoho Books

Zoho Books has a Saudi Arabia pricing page and dedicated VAT and e-invoicing help. Its Standard plan includes Phase 2 e-invoicing, VAT tracking, VAT returns, audit reports and bank feeds. Higher plans add purchase orders, sales orders, inventory, multi-currency work and workflow customization.

Key feature	Product detail
Saudi pricing	Free plan for qualifying micro businesses; Standard is listed from SAR 60 per month when billed annually.
Tax and e-invoicing	Standard includes Phase 2 e-invoicing, VAT tracking, returns and audit reports.
Growth features	Professional adds sales and purchase orders, inventory, multi-currency transactions and project profitability.

Pros and cons

Pros	Cons
Published Saudi SAR pricing Free tier and scalable plans VAT, returns, audit reports and bank feeds	Inventory and multi-currency require higher plans Invoice and annual usage limits apply by plan

Odoo

Odoo is the most configurable option in this group. Its Saudi localization documentation lists Accounting, E-invoicing and Point of Sale modules. The E-invoicing module supports the ZATCA workflow, while the documentation recommends testing through Fatoora's simulation portal before production.

Key feature	Product detail
Saudi localization	Provides Saudi Accounting, ZATCA E-invoicing and POS compliance modules.
Fatoora workflow	Supports ZATCA API onboarding and distinguishes simulation from production mode.
Accounting stack	Accounting materials list invoice recognition, bank synchronization and smart matching suggestions.

Pros and cons

Pros	Cons
Saudi modules for accounting, e-invoicing and POS Fits broader ERP workflows Supports Fatoora simulation before production	Implementation scope can grow quickly Pricing depends on the deployment and selected apps Needs careful configuration and testing

QuickBooks Online

QuickBooks Online remains a familiar cloud bookkeeping option for teams already using the QuickBooks ecosystem. The official QuickBooks materials reviewed describe linked bank feeds and rules, expense records, transaction search and reports. For this Saudi comparison, a current Intuit page with Saudi pricing or a Saudi ZATCA implementation guide was not located.

Key feature	Product detail
Banking	QuickBooks materials describe linked bank feeds and bank rules.
Bookkeeping	The reviewed material covers expenses, supplier details, transaction search and reports.
Saudi diligence	Confirm ZATCA, Arabic invoice and local price requirements with Intuit or a qualified local adviser before choosing it.

Pros and cons

Pros	Cons
Useful for teams already trained on QuickBooks Core banking, expense and reporting workflows	Saudi price was not publicly located Saudi ZATCA implementation was not documented in the sources reviewed Requires direct compliance confirmation

Which product fits which need?

Need	Closest fit from this comparison
Saudi-first accounting, VAT and e-invoicing	Wafeq
Accounting plus CRM, inventory, sales and employee operations	Daftra
Published SAR plans with a clear online accounting feature ladder	Zoho Books
Configurable ERP with Saudi accounting and Fatoora modules	Odoo
Existing QuickBooks process that needs Saudi compliance validation	QuickBooks Online

Official sources reviewed

Wafeq; Daftra; Zoho Books; Odoo; and ZATCA